© Kagirov Abdul-Khakim Akhmadovich, 2026. All rights reserved. Watermark · © Kagirov A-Kh. A. · 2026 · ALL RIGHTS RESERVED · Universal Copyright Convention, Geneva 1952
CONCEPT SPECIFICATION: NOAH’S ARK PLATFORM
Adaptation of the RSFSR model for the Republic of Armenia
Document № NK-CONCEPT-001/2026 Date: 1 May 2026
Author and rightsholder: Kagirov Abdul-Khakim Akhmadovich (Aslan Kaa) - 🌐 www.aslankaa.com - 📧 aslankaa@yandex.ru - 📱 +7 (969) 795-55-55 · +7 (925) 203-77-77 - 💬 Telegram @aslan_kaa · Instagram @aslan_kaa · VK id453725994 · Facebook aslan.kaa · X @aslanofff
Source prototype: Presentation “RSFSR Platform —
Russian Service for Financing Social Development”, Moscow, April 2025
(file РСФСР_6.pptx).
Regulatory base: Law of the Republic of Armenia on Crypto-Assets HO-159-N dated 29.05.2025 (in force from 04.07.2025) + CBA Regulations 7/01, 7/02, 7/04, 7/05 (in force from 31.01.2026). Full summary — see the supporting document “Summary of Digital Financial Asset Regulation in Armenia”.
EXECUTIVE SUMMARY
“Noah’s Ark” is a two-phase platform for social-infrastructure financing of the Republic of Armenia, built on the tokenization of collateral real estate owned by natural persons and legal entities (residents of Armenia and the Armenian diaspora).
Phase 1 (months 6–24, within the existing legal framework of HO-159-N): the joint venture “Noah’s Ark Platform” (Aslan Kaa 60% + Armenian partner bank 40%) acts as a licensed CASP, accepting pledged real estate into its custody pool, issuing two-tranche tokens backed by it (a Senior debt instrument guaranteed by the Ministry of Finance of Armenia + a Junior asset-referenced token under HO-159-N) and selling them to three groups of investors: the Ministry of Finance of Armenia (anchor), the Armenian diaspora (core, modelled after Israel Bonds), and international institutions (EBRD/World Bank/IFC). The cash flows into a dedicated “Noah’s Ark” Fund that finances national projects of Armenia.
Phase 2 (months 24–60, following the amendments pack adopted by the National Assembly of Armenia): the CBA acquires the right to accept pools of asset-referenced assets as collateral and to issue Armenian dram against them into the Treasury — as in the original RSFSR model. This closes the financing gap and scales the platform to a €1B+ annual turnover.
Unique offer to the asset owner: a social package (2.75% coupon + free insurance + 0% property tax) + a 7–8% end-of-cycle bonus + the title “Co-investor of Armenia” + the right of first refusal to subscribe a CFA on a new object.
Unique offer to the State of Armenia: accelerated delivery of national projects without an increase in external debt and without budget load beyond the agreed guarantee.
Unique offer to the diaspora: 0% tax on crypto-gains + an emotional motive to invest in the Homeland + competitive yield.
Phase 1 launch hard-gate: a Government Decree of the Republic of Armenia on the Ministry of Finance’s budgetary guarantee for the Senior tranche.
1. ARCHITECTURE: SIDES, ROLES, CAPITAL
1.0 Critical note following the legal re-audit of 2026-05-11
Following the legal re-audit (Audit_4), two structural refinements have been made:
- The Russian holding structure has been replaced by an Armenian one. Center Group Company, as the corporate vehicle of Kagirov Abdul-Khakim Akhmadovich, is being restructured through an Armenian Holding Company (RA-Holdco) — to pass the qualifying shareholder approval of the CBA (a requirement of Regulation 7/01). The Russian shareholder (Kagirov as a natural person) retains 100% of RA-Holdco; RA-Holdco owns 60% of the “Noah’s Ark Platform” JV.
- The IP contribution to charter capital has been replaced by an exclusive licence + IP pledge. A direct IP contribution to charter capital creates a tax risk of US $12–14M (double taxation on IP valuation + buy-back) and a potential conflict with Regulation 7/02. Instead, Center Group Company / RA-Holdco grants the JV an exclusive licence to use the IP portfolio against a market royalty (1.5–2% of platform revenue) + pledges the IP portfolio to the partner bank as collateral for the JV’s credit facility.
The target IP portfolio valuation (see below) is retained as a reference for the royalty size and credit facility, but is not used as a contributed value into charter capital.
1.1 Seven sides of the construction
┌──────────────────────────────────────────────────────────────────┐
│ JV "NOAH'S ARK PLATFORM" (CASP operator) │
│ • Kagirov A-Kh. A. via RA-Holdco — 60% │
│ (contribution: exclusive licence on the IP portfolio + cash) │
│ Royalty rate: 1.5–2% of platform revenue │
│ IP pledge in favour of the partner bank against credit │
│ • Armenian partner bank — 40% (cash + in-kind infrastructure │
│ + JV credit facility secured by IP portfolio) │
│ • CASP licences per Reg. 7/01: trading platform + custody + │
│ ART issuance. Capital: AMD 320M (~$830k) │
└──────────────────────────────────────────────────────────────────┘
▲ ▲ ▲ ▲
│ │ │ │
┌──────┴────┐ ┌─────┴─────┐ ┌─────┴─────┐ ┌────┴──────┐
│ OWNER │ │ INVESTORS │ │ STATE │ │ INSURER │
│ of the │ │ (3 types) │ │ of │ │ Armenian │
│ asset │ │ │ │ Armenia │ │ │
│ (RA res- │ │ │ │ (MoF, │ │ │
│ ident or │ │ │ │ Treasury) │ │ │
│ diaspora) │ │ │ │ │ │ │
└───────────┘ └───────────┘ └───────────┘ └───────────┘
▲ ▲
│ │
┌──────┴──────┐ ┌──────┴──────┐
│ CBA │ │ LICENSED │
│ Phase 1: │ │ VALUER │
│ oversight │ │ (Armenian) │
│ Phase 2: │ │ │
│ counter- │ │ │
│ party │ │ │
└─────────────┘ └─────────────┘1.2 Legal positioning (at the intersection of three frameworks)
| Activity | Law / regulation | Licence |
|---|---|---|
| Issuance and circulation of CFA1 (owner’s utility token) | HO-159-N Art. 3, 16; Reg. 7/04 | CASP “placement” |
| Issuance of the Junior tranche (ART) | HO-159-N Art. 16; Reg. 7/04 | CASP “ART issuer” (AMD 200M) |
| Custody of the CFA pool | HO-159-N Art. 16(3); Reg. 7/02 | CASP “custody” (AMD 50M) |
| Secondary-market trading platform | HO-159-N Art. 16(1); Reg. 7/01 | CASP “platform operator” (AMD 70M) |
| Issuance of the Senior tranche (debt token) | RA Law on the Securities Market | Securities market professional licence |
| Encumbrance of the pool in the Armenian Cadastre | RA Civil Code + law on the state register | Registration in the Cadastre |
| Insurance | RA Law on Insurance | Partnership contract |
| Ministry of Finance budgetary guarantee | RA Law on the Budgetary System | Government Decree of the Republic of Armenia |
1.3 Phase 1 start-up capital
| Item | Amount AMD | ≈ USD |
|---|---|---|
| CASP capital (trading + custody + ART) | 320,000,000 | 830,000 |
| Licensing fees + audit + legal support | ~25,000,000 | 65,000 |
| Compliance, IT infrastructure, security (year 1) | ~80,000,000 | 210,000 |
| Design + whitepaper + marketing | ~40,000,000 | 105,000 |
| TOTAL | ~AMD 465 million | ~US $1.2M |
Sources: partner bank contribution (cash + in-kind) + credit facility against Kagirov’s IP capital (a multiple of the need).
2. LIFECYCLE OF THE ASSET AND THE MONEY (21 STEPS OF PHASE 1)
2.1 “Pool aggregation” stage (4–8 months)
| # | Step | Description |
|---|---|---|
| 01 | Owner registration | Via Armenian ID or diaspora e-passport |
| 02 | KYC/AML | Performed by the partner bank (CBA Regulation on AML/CFT) |
| 03 | Asset declaration | Upload of title documents |
| 04 | Valuation | Licensed Armenian valuer; paid for by the platform |
| 05 | Insurance | Armenian insurer; free of charge to the owner |
| 06 | CFA1 issuance | Utility token under HO-159-N Art. 3 (1 CFA1 = 1 AMD of valuation) |
| 07 | Custody + encumbrance | CFA1 in pool escrow; encumbrance in the Armenian Cadastre for 7–10 years |
| 08 | Coupon start | 2.75% per annum paid monthly in AMD |
Target size of the first pilot: €100M (~AMD 40 billion).
2.2 “Tranche issuance” stage (1–2 months)
| # | Step | Description |
|---|---|---|
| 09 | Whitepaper | Filed under CBA Regulation 7/04 (structure, risks, legal frame, financial model) |
| 10 | CBA confirmation | The supervisory regulator does not block the issuance |
| 11 | Senior tranche (70%) | Tokenized infrastructure bond. Coupon 5.5% / year. Maturity 7 years. Budgetary guarantee of the Ministry of Finance of Armenia (hard gate). Buyers: Ministry of Finance 20% + EBRD/World Bank/IFC 40% + diaspora 40% |
| 12 | Junior tranche (30%) | ART under HO-159-N. Price linked to pool NAV. Target yield 10.5–13.5%. Buyers: crypto-diaspora + speculative funds + private RA investors |
| 13 | Transfer into the Fund | Dedicated escrow under dual control (RA Ministry of Finance + independent trustee) |
2.3 “Project delivery” stage (3–7 years)
| # | Step | Description |
|---|---|---|
| 14 | Financing | The Ministry of Finance finances national projects under the National Assembly programme |
| 15 | Construction + audit | Under the platform’s and an independent auditor’s control |
| 16 | Cash-flow return | A share of commercially payable objects → cash flow into the Fund for coupons |
| 17 | NAV update | Quarterly, taking newly built objects into account |
2.4 “Cycle closure” stage (year 7+)
| # | Step | Description |
|---|---|---|
| 18 | Senior redemption | The Ministry of Finance + project cash flow redeem the debt tokens |
| 19 | Junior buyback | The CASP buys back ART at NAV from holders wishing to exit |
| 20 | Encumbrance release | Assets returned to owners + 7–8% bonus + “Co-investor Veteran” title |
| 21 | Reinvestment | Optional roll-over into a new cycle (revolving fund) |
2.5 Failure handling
| Failure | Coverage |
|---|---|
| Force-majeure / destruction of the asset | Armenian insurer → issues its own CFA1 into the pool |
| Project not delivered on time | “Construction Completion Insurance” with a contractual non-completion payout + ADDITIONALLY the Ministry of Finance state guarantee. The platform’s reserve fund is NOT drawn. |
| Drop in RA real-estate price >30% | A separate insurance product “Value Preservation Insurance” |
| Death of the owner / inheritance | CFA1 → heirs via the Armenian Cadastre |
3. FINANCIAL MODEL
3.1 JV capitalisation (with IP contribution)
JV CHARTER CAPITAL
═══════════════════════
Aslan Kaa (60%)
├── Intellectual property per international IP valuation
│ • Model and methodology RSFSR → Noah's Ark
│ • Copyrights on the 21-step process
│ • "Noah's Ark" brand + domains + trademarks
│ • Whitepaper + legal mapping + financial models + smart contracts
│ Target valuation: US $100M (subject to confirmation by an
│ international independent valuation)
│ (valuer: Duff & Phelps / Kroll / Houlihan Lokey /
│ KPMG-Valuation / EY-VME — final selection by tender)
Partner bank (40%)
├── Cash to start (~$300–400k)
├── In-kind: KYC systems, banking accounts, FX, compliance (~$200k equiv.)
└── Credit facility against IP pledge of charter capital ($1–3M for working
capital, potentially much larger at IP valuation of $100M)Financing strategy: Aslan contributes IP (without putting up cash); the high IP valuation collateralises the partner bank’s credit facility. This solves the “first-million problem”.
3.2 Unit economics of the pilot pool €100M (7 years)
| Item | EUR |
|---|---|
| Pool of collateral real estate | 100,000,000 |
| Senior tranche (70%) with 5.5% coupon × 7 years | 70,000,000 + 26,950,000 coupons |
| Junior tranche (30%) with target yield ~12% | 30,000,000 + ~25,000,000 NAV upside |
| Owner coupons (2.75% × 7 × 100M) | -19,250,000 |
| Owner bonuses (7.5% × 100M) | -7,500,000 |
| Insurance premiums (CCI + force-majeure + value-preservation) | -8,000,000 |
| Property tax for owners (0.6% × 7 × 100M) | -4,200,000 |
3.3 Platform revenues
| Source | Size | When |
|---|---|---|
| CFA1 issuance fee | 0.5% of the asset’s value | Year 0 |
| Senior issuance fee | 1.5% of volume | Year 1 (€1.05M on pilot) |
| Junior issuance fee | 2.5% of volume | Year 1 (€750k on pilot) |
| Custody fee | 0.3% per year of NAV | Years 1–7 (~€2.4M) |
| ART secondary-market trading fee | 0.2% per trade | Year 1+ |
| Advisory + insurance programme | Fixed | Year 0+ |
| Total on pilot over 7 years | ~€7–9M |
3.4 Owner unit economics (example: €200k apartment)
| What the owner receives over 7 years | EUR | % |
|---|---|---|
| Coupon 2.75% per year | 38,500 | 19.25% |
| Free insurance (market price ~0.4% × 7) | 5,600 | 2.8% |
| Property tax for the period (0.6% × 7) | 8,400 | 4.2% |
| One-off bonus 7.5% | 15,000 | 7.5% |
| TOTAL | ~67,500 | 33.75% over 7 years ≈ 4.4% per year on top of alternatives |
Comparison for a diaspora owner: renting an apartment in Gyumri yields 5–7% with operational hassle; Noah’s Ark gives an extra ~4.4% per year without hassle + the ownership is retained + insurance + status of Armenian co-investor + upside on reinvestment.
3.5 Tax model (Phase 1, per RA Tax Code 2026)
| Side | Tax | Rate |
|---|---|---|
| Non-resident individual owner (diaspora) | On coupon | 10% withholding (5–0% under DTA) |
| Resident individual owner of Armenia | On coupon | 0% |
| Platform (JV) | Corporate tax | 18% |
| Platform | VAT on fees | 20% |
| Senior tranche non-resident investor | Coupon | 10% withholding |
| Junior tranche non-resident individual | NAV growth | 0% |
| Junior tranche RA legal entity | Growth | 18% |
Driver of the diaspora funnel: 0% on crypto-gains for non-resident individuals — an advantage over Georgia, Cyprus, the UAE.
4. LEGAL MAPPING OF EACH STEP + PHASE 2 CHANGES
4.1 End-to-end mapping of the 21 steps
| Step | Law / Regulation / Article | Phase 1 | Phase 2 |
|---|---|---|---|
| 01 | HO-159-N Art. 3, 32; Reg. 7/01 §4–6 | no change | |
| 02 | RA Law on AML/CFT; Reg. 7/01 §7–9; FATF Travel Rule | no change | |
| 03 | RA Civil Code Art. 130–141; Law on the State Cadastre Art. 17 | no change | |
| 04 | RA Law on Valuation Activity; CBA Regulation on third parties | no change | |
| 05 | RA Law on Insurance; CASP-insurer contract | + new CCI product | |
| 06 | HO-159-N Art. 3, 16(5); Reg. 7/04 | no change | |
| 07 | HO-159-N Art. 16(3); Reg. 7/01 + 7/02 (custody AMD 50M); RA Civil Code Art. 244–249; Cadastre Law Art. 27 | no change | |
| 08 | RA Tax Code Art. 134; HO-159-N (CASP payouts) | + 0% on coupon up to €10k/year (via L5) | |
| 09 | HO-159-N Art. 5–14; Reg. 7/04 in full | no change | |
| 10 | HO-159-N Art. 6 (supervision); Reg. 7/01 §30+ | + pre-approval for pools >€100M | |
| 11 | NOT HO-159-N; RA Securities Law; RA CBA Law (securities supervision) | + CBA may subscribe (amendment L1) | |
| 12 | HO-159-N Art. 16(5–6); Reg. 7/04; Reg. 7/02 (AMD 200M) | + Infrastructure ART category with favourable capital AMD 100M (L2) | |
| 13 | RA Law on the Budgetary System; Government Decree on the Fund | Decree | + dedicated law on the Fund (L5) |
| 14 | RA Law on Public Procurement; budget law | no change | |
| 15 | Construction Law; Audit Law; IFRS | no change | |
| 16 | Concession law; PPP contracts | + smart-contract automation | |
| 17 | HO-159-N Art. 21 (requirements for ART issuer); IFRS 13 | no change | |
| 18 | RA Securities Law; RA Civil Code Art. 408+ | + redemption in digital AMD (L1) | |
| 19 | HO-159-N Art. 22 (right of redemption of ART); Reg. 7/04 | no change | |
| 20 | Cadastre Law Art. 28; RA Civil Code Art. 250 | no change | |
| 21 | HO-159-N Art. 16(5); RA contract law | + automation (Noah’s Ark v2) |
4.2 Phase 2 legislative amendments pack
| ID | Law | Change | Purpose | Difficulty |
|---|---|---|---|---|
| L1 | RA Law on the CBA Art. 4, 31 | The CBA may accept portfolios of asset-referenced crypto-assets as collateral and issue AMD for the budget | Restore the elegance of the RSFSR model | High |
| L2 | HO-159-N Art. 16, 17 | Sub-category “Issuer of Infrastructure ART” with reduced capital AMD 100M for pools >€100M | Lower the barrier to entry | Medium |
| L3 | HO-159-N + new Reg. 7/06 | Standard “Real Estate Backed CASP” | Clear rules | Low |
| L5 | New RA Law on the “Noah’s Ark” Fund | Fund’s legal status + tax incentives (0% property tax on the pool, 0% on owner coupon up to €10k, 5% withholding for the diaspora) + budgetary guarantee procedure | Institutionalisation + tax wrapping in a single law | Medium |
| L6 | RA Law on Insurance | Recognise CCI and Value Preservation Insurance as mandatory products for CASP infrastructure platforms | Legal frame for insurers | Low |
Note: L4 (separate amendments to the RA Tax Code) is folded into L5 — the Fund Law contains the tax wrapping. This simplifies Phase 2 (one pack instead of two).
Strategy: L1+L2+L3+L5+L6 = a single amendments pack through the National Assembly in one cycle; L6 (insurance) — in parallel through the CBA (insurance supervision) and the Ministry of Finance.
Realistic Phase 2 timeline: 18–30 months from the start of the Phase 1 pilot (a track record is needed — a successful €100M pilot).
4.3 What is needed even in Phase 1 (outside HO-159-N)
- A Government Decree of Armenia on the Ministry of Finance’s budgetary guarantee for the Senior — hard gate, without it Phase 1 does not launch
- The marketing title “Co-investor of Armenia” — without legal force (legal status — in L5)
- Property tax 0% on the pool — temporarily via Government Decree until L5 is adopted
5. PROJECT ROADMAP AND SUPPORTING DOCUMENTS
5.1 Macro-roadmap of the project (4 phases)
| Phase | Months | Content | Hard gate for transition |
|---|---|---|---|
| 0 Preparation | 0–6 | JV incorporation, international IP valuation, project documentation pack, political alignment with the Ministry of Finance and the CBA | Government Decree on the budgetary guarantee (subject to revision) |
| 1 €100M Pilot | 6–24 | CASP licensing, pool aggregation, two-tranche issuance, financing of 5–10 national projects | >80% of projects delivered on time, >90% of the Senior subscribed, pool NAV grown >15% (subject to revision) |
| 2 Institutionalisation | 24–60 | Adoption of the L1+L2+L3+L5+L6 amendments pack, CBA as counterparty, digital AMD issuance against the pool, attraction of institutional investors €1B+ | L1+L2+L3+L5+L6 adopted; CBA has carried out the first issuance against the pool (subject to revision) |
| 3 Scale and rollout | 60+ | Roll-out to movable property, IP, equity; regional rollout (Georgia, Kazakhstan, EU, EAEU countries); revolving 2nd and 3rd cycles | — |
5.2 Composition of the project documentation
The full project documentation set is divided into the following positions:
| Position | Purpose | Status |
|---|---|---|
| A. Concept specification (this document) | Approved model, legal mapping, financial model, roadmap | Ready |
| B. HTML prototype “Noah’s Ark” | Responsive site-app with a 21-step demonstration flow for users; mobile and tablet layouts | In progress |
| C. Technical architecture | Software Architecture Document, C4 diagrams (Context/Container/Component/Code), DLT choice, smart-contract specification, information security policy, DevOps plan, mobile architecture | In progress |
| D. Legal documentation | Extended legal mapping, draft whitepaper under Reg. 7/04, draft JV Charter, draft Government Decree on the budgetary guarantee, draft legislative amendments pack L1+L2+L3+L5+L6, IP strategy | In progress |
| E. Financial model + investor presentation | Excel model of the €100M pilot with year-by-year cash flows, NPV/IRR by tranche, sensitivity by 5 drivers, comparison with Israel Bonds, EIB Project Bonds, World Bank IBRD, investor pitch deck | In progress |
| F. Big project presentation | HTML presentation with design, illustrations, 3D visualisation, animation, “why this matters to Armenia” storytelling | In progress |
5.3 Supporting documents (ready)
| Document | Purpose |
|---|---|
| Declaration of absence of third-party rights to the project | Confirmation of sole authorship by Kagirov A-Kh. A. |
| Explanatory note | Legal substantiation of the project with references to laws and regulations for addressees in the Ministry of Finance, the CBA, and investor circles |
| Speech for the oral presentation | A 12–15 minute speech focused on advantages and exclusivity |
| One-pager with key theses | The most condensed version for first contact |
| Summary analytical overview of RA crypto-asset regulation | A reference on HO-159-N and CBA Regulations |
5.4 The “single source of truth” principle
Every statement in positions B, C, D, E, F must rely on this concept specification A. In case of conflict — changes are introduced first in concept A, then propagated to the other documents. This eliminates drift across project documentation.
6. AUTHOR CONTRIBUTION AND MANDATORY ATTRIBUTION
All artefacts of subprojects B–F must contain: - Author and rightsholder: Kagirov Abdul-Khakim Akhmadovich (Aslan Kaa) - Website: www.aslankaa.com - Email: aslankaa@yandex.ru - Phones: +7 (969) 795-55-55, +7 (925) 203-77-77 - Social: Telegram @aslan_kaa · Instagram @aslan_kaa · VK id453725994 · Facebook aslan.kaa · X @aslanofff
In HTML artefacts — in the footer of each page. In legal documents — in the heading. In financial models — on the “About the author” sheet. In presentations — on the final “Contacts” slide.
7. SOURCES AND REFERENCES
Regulatory: - RA Law HO-159-N “On Crypto-Assets” (29.05.2025): https://www.arlis.am/hy/acts/210999 (EN) / …/210998 (RU) / …/208599 (AM) - CBA Regulation 7/01 “Licensing” — Decision 227-N: https://www.cba.am/en/board-documents/9430 - CBA Regulation 7/02 “Minimum capital” — Decision 228-N: https://www.cba.am/en/board-documents/9434 - CBA Regulation 7/04 “Whitepaper” — Decision 226-N: https://www.cba.am/en/board-documents/9426 - CBA Regulation 7/05 “Registration of executives” — Decision 229-N: https://www.cba.am/en/board-documents/9436
Analytical: - Library of Congress: Armenia New Crypto-Assets Framework (2025): https://www.loc.gov/item/global-legal-monitor/2025-09-19/… - MB Legal — Crypto Regulations in Armenia 2026 (Part 1): https://mblegal.am/armenia-crypto-guide/ - Armenian Lawyer — CASP Licensing: https://armenian-lawyer.com/business-immigration/armenia-casp-license-crypto-company-formation/ - ArmLegal — Crypto regulation in Armenia: https://armlegal.am/regulirovanie-kriptovalyut-v-armenii/
Source prototype: - “RSFSR Platform” presentation,
Moscow, April 2025 (РСФСР_6.pptx)
Documents within the project: - Summary of digital
financial asset regulation in Armenia
(00_Сводка_Регулирование_ЦФА_Армения_RU.md) - Official
texts of HO-159-N in three languages
(01_Закон_О_Криптоактивах_РА_HO-159_*.html) - Official CBA
Regulations 7/01, 7/02, 7/04, 7/05
(02–05_Регламент_ЦБ_*.pdf) - Declaration of absence of
third-party rights (B_Декларация_об_отказе_от_прав.md) -
Explanatory note (C_Пояснительная_записка.md) - Speech for
the oral presentation (D_Спичрайт_устной_презентации.md) -
One-pager with key theses
(E_Одностраничник_основные_тезисы.md)
Rightsholder’s signature: _______________________ Kagirov A-Kh. A. (Aslan Kaa) Date: “” ______ 2026
© Kagirov Abdul-Khakim Akhmadovich, 2026. Document NK-CONCEPT-001/2026. All rights reserved under the Universal Copyright Convention (Geneva, 1952) and the Berne Convention (1886). Reproduction and distribution are prohibited without written consent of the rightsholder.